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What should I do if my wife hit a truck trailer that ran a red light?

Immediately after the accident, the top priority should be to ensure the safety and well-being of all parties involved.

Call emergency services promptly to report the incident and request medical assistance if needed.

Collect the necessary information, such as the other driver's name, contact details, insurance information, and license plate number.

This will be crucial for filing an insurance claim.

Take detailed notes and photographs of the accident scene, including the positions of the vehicles, any visible damage, and any relevant road or weather conditions.

This evidence can help support your account of the incident.

Avoid admitting fault or making any statements that could be interpreted as an admission of liability.

It's best to let the insurance companies and authorities determine the cause of the accident.

Notify your own insurance provider as soon as possible and provide them with the details of the incident.

They can guide you through the claims process and ensure you're properly covered.

If the other driver was at fault for running a red light, you may have a stronger case for recovering damages.

However, the specific circumstances and local laws will determine the liability.

Consult with a personal injury attorney if you or your wife sustained any injuries.

They can advise you on your rights and help navigate the legal process.

Depending on the severity of the accident, you may need to file a police report.

This can provide an official record of the incident and potentially strengthen your insurance claim.

Be prepared to provide your insurance company with any medical bills, lost wages, or other expenses related to the accident.

Thorough documentation will support your claim.

Review your own auto insurance policy to understand your coverage, deductibles, and any applicable limits.

This will help you anticipate the potential financial impact of the incident.

If the other driver was uninsured or underinsured, your own uninsured/underinsured motorist coverage may come into play.

This can help cover your expenses in such situations.

Consider seeking counseling or support if the accident has caused significant emotional distress or trauma for you or your wife.

Coping with the aftermath of a car accident can be challenging.

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